Fairsum

How to use Fairsum

Fairsum is a simple, private app for tracking your bills, subscriptions, and income. Everything stays on your phone — no account, no sign-up. This guide walks through the main features.

Made for Australia. Fairsum defaults to Australian dollars (AUD) and shows dates as dd-mm-yyyy (e.g. 12-07-2026). Other currencies are available in Settings, but this guide uses the Australian defaults.

Getting started

The first time you open Fairsum, you'll see a welcome screen with a short summary and links to the Terms and Privacy Policy. Tap I Agree & Continue to start using the app.

Fairsum welcome screen with links to Terms and Privacy

The Overview screen

Overview is your home screen. At a glance it shows:

  • Net this month — your income minus expenses for the month, with In and Out totals.
  • At this rate, about $X over a year — a simple yearly projection of your current net.
  • Where your money goes — a breakdown of your recurring expenses by category.
  • Your entries — each bill, subscription, or income you've added.
Overview screen — net this month, In and Out totals, and spending by category

Use the three tabs at the top to switch between Overview, Bills, and Calendar. The gear icon (top right) opens Settings.

Adding an entry

Tap the green + button (bottom right) to add a bill, subscription, or income.

Add-entry form with name, amount, category and billing cycle

Fill in:

  • Income or Expense — whether money comes in or goes out.
  • Name — e.g. "Rent", "Electricity", "Private health", "Car rego", "Netflix", or "Pay".
  • Amount — how much, in your currency (AUD by default).
  • Category — pick one (or add your own in Settings).
  • Billing cycle — weekly, monthly, quarterly, or yearly.
  • Next date — when it's next due/paid, in dd-mm-yyyy (tap to pick from a calendar).
  • This is a bill — turn on for something you pay and want to track as due/overdue (see Bills).
  • One-time — turn on for a single, non-recurring amount.
  • Note (optional) — any reminder to yourself.

Tap Save. Your entry appears on Overview and counts toward your totals.

Bills

The Bills tab lists everything you've marked as a bill, overdue first, then by soonest due. Each bill shows a "Due in N days" countdown (or "Overdue") and a Mark paid button.

Bills tab — due and overdue bills, each with a Mark paid button
  • Mark paid advances the bill to its next due date. For a bill whose amount changes each time (turn on "Amount changes each time" when adding it), you'll be asked how much you paid.
  • Bills don't move themselves forward — an unpaid bill stays "Overdue" until you mark it paid, so you don't lose track of it.

Calendar

The Calendar tab shows your upcoming bills and renewals by date, so you can see what's coming.

Calendar tab — upcoming bills and renewals by month

Budgets

The Budgets tab lets you set a monthly spending limit for any category. Each budget shows a progress bar — green while you're under, amber as you get close, and red once you go over — so you can see where you're tracking at a glance. Tap Add budget to set one.

Budgets tab — per-category limits with green, amber and red progress bars

Reminders

Fairsum can remind you before a bill or subscription is due. Reminders are local notifications on your phone.

  • Set how far ahead you're reminded in Settings → Reminder (Same day, or 1/2/3/5/7 days before). This applies to all your bills and subscriptions.
  • You can also get a weekly digest notification (Monday morning) summarising the week's bills — toggle it in Settings → Notifications.
Reminders depend on your phone's settings and aren't guaranteed — don't rely on them as your only way to remember a bill.

Editing, duplicating, or deleting an entry

  • Tap an entry to edit it. Change any field and Save, or Delete it.
  • Long-press an entry to Duplicate it (handy for similar bills).
  • After deleting, an Undo option appears briefly.

Settings

Open Settings with the gear icon on Overview. From here you can:

Settings screen — reminder, currency, appearance and widget options
  • Reminder — set the reminder lead time (see Reminders).
  • Currency — Australian dollars (AUD) by default; you can switch to another currency (amounts are re-labelled, not converted).
  • Appearance — Light, Dark, or follow your system theme.
  • Home-screen widget (Android) — show upcoming bills on your home screen.
  • Notifications — turn the weekly bill digest on/off.
  • Categories — add or remove your own custom categories.
  • Backup and Export data — see below.

Home-screen widget (Android)

Add the Fairsum widget to your Android home screen to see your upcoming bills without opening the app: long-press your home screen → WidgetsFairsum. Turn it on/off in Settings → Home-screen widget.

Backing up and restoring your data

Because your data lives only on your phone, it's worth backing it up.

  • Export backup (Settings → Backup) saves an encrypted backup file you can store in Google Drive, Files, or email.
  • Import backup restores from one of those files (this replaces the data currently in the app).
Settings — Export/Import backup and Google Drive backup

Keep your backup somewhere safe — if you lose or reset your phone without a backup, the data can't be recovered.

Export as a spreadsheet (CSV)

Settings → Export data → Export as spreadsheet (CSV) saves a plain spreadsheet copy of your entries you can open in Excel, Google Sheets, or anywhere. It's for your own records — use Export backup (not CSV) if you want to move your data to a new phone.

Your privacy

Fairsum stores your entries on your device only — they're never sent to us or any server. The app shows ads (Google AdMob), which collect standard advertising data on your device; see the Privacy Policy for detail.

Tips

  • Mark the things you actively pay as bills so they show in the Bills tab with due/overdue countdowns.
  • Set your reminder lead time to whatever gives you enough notice.
  • Back up occasionally, especially before changing phones.
  • Add custom categories in Settings to match how you think about your money.

Questions or feedback?

Head to Support for how to reach us and more common questions.

Last reviewed 19 July 2026. Screenshots use sample demo data. Reminders depend on your device and aren't guaranteed.